4 Tips to Avoid Power of Attorney Hassles

4 Tips to Avoid Power of Attorney Hassles

4 Tips to Avoid Power of Attorney Hassles

Ā  orne of the duties for caregivers of elderly parents or adult children with disabilities or special needs may be power of attorney.Ā Obtaining power of attorney for a loved one involves a process designed to safeguard vulnerable citizens who are unable to manage their finances. That’s a good thing.

But even after those who have the best interest of their loved ones at heart are designated power of attorney, obstacles and hassles often pop up. I’ve been my mother’s power of attorney since 2008. But last month, 10 years after I took over her financial affairs and sent properly notarized documents to financial and legal institutions, one of those obstacles arose.Ā It was not fun.

In the wake of what turned into a two week ordeal, I devised 4 simple tips to avoid power of attorney hassles in the future. By employing them, your caregiving duties will be less stressful and more efficient.

Tip #1: Collect Contact Information

Power of attorney duties are much easier if their contact information is at your fingertips. You can organize them in a binder or in the contact feature on your computer or phone. Having the information in one place makes the second tip easier to complete.

Tip #2: Check in Annually

Some financial institutions (annuities, insurance companies, investment companies, retirement accounts, etc.) require an affidavit every two or three years to verify that the power of attorney is up to date. Therefore, it’s wise to annually contact the institutions where your loved one has accounts to see if that time has come. If it has, take care of it immediately. The affidavit may need to be notarized, which can be done at your bank. Your bank will also be able to fax the document for you.

Tip #3: Start Early

When you need to initiate a financial transaction, such as a withdrawal or transfer of funds to a different investment vehicle, begin the process early. Financial institutions are often loath to part with your loved one’s funds and may stretch out the process by requiring documents like a letter from a physician, a renewal affidavit, or updated information regarding automatic deposits. By starting the process early, you are more likely to complete the transaction on time.

Tip #4: LogĀ Everything

Have a pen and paper handy every time you call a financial institution on behalf of your loved one. Write down the date, time, number called, name of the person who answers, the question you ask, and the answer you are given. Having this information recorded provides documentation in case you need to enlist a government agency or lawyer to access your loved one’s funds.

These 4 tips to avoid power of attorney hassles can streamline management of your loved one’s finances, whether you are just stepping into those duties or have been fulfilling them for years. If you have other tips to avoid power of attorney hassles, leave them in the comment box.

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Jolene Philo is a published author, speaker, wife, and mother of a son with special needs.

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5 Caregiver Support Team Essential Ingredients

5 Caregiver Support Team Essential Ingredients

5 Caregiver Support Team Essential Ingredients

Ā Photo Credit: Stoonn at www.freedigitalphotos.net

What does a caregiver support team have to do with mountain climber Don Bennett? More than you might think according to Mike Woods at Special Needs Ministry. The support team put together by Don Bennett, who lost a leg in a boating accident, made it possible for him to climb Mt. Rainier in 1982. After completing the feat, he said the most important lesson he learned was this. You can’t do it on your own.

5 Essential Ingredients for a Caregiver Support Team

Neither can parents of kids with special needs. That’s why they need a caregiver support team with these 5 essential ingredients:

  1. Family and friends to provide emotional support and help get things done.
  2. A general practitioner (GP) who understands your care-receiver’s specific special needs and is genuinely compassionate about your loved one’s condition.
  3. Training and support from a variety of resource organizations that provide educational materials, listings of support groups, caregiver resources, and more.
  4. A welcoming community of faith that provides support in a number of areas and shows God’s unconditional love to all people.
  5. Online support communitiesĀ like Not Alone at SpecialNeedsParenting.net and A Different Dream for My Child’s Facebook page.

You can read more about Don Bennett climbing Mt. Rainier and more of Mike’s thoughts about the importance of a Caregiver Support Team at Five Ingredients You Need for a Great Support Team.

What Essential Caregiver Support Team Ingredients Do You Recommend?

Now that you’ve heard the ingredients Mike considers essential for a caregiver support team, which ones are most important to you? Would you add something to his list? Leave a comment in the box below or give a shout out to the people who are on your caregiver support team.Ā  Or add a link to other supportive special needs online communities you’ve discovered. The more support the better!

Do you like what you see at DifferentDream.com? You can receive more great content by subscribing to the quarterly Different Dream newsletter and signing up for the daily RSS feed delivered to your email inbox. You can sign up for the first in the pop up box and the second at the bottom of this page.

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Jolene Philo is the author of theĀ Different DreamĀ series for parents of kids with special needs. She speaks at parenting and special needs conferences around the country. She’s also the creator and host of theĀ Different Dream website.Ā Sharing Love Abundantly With Special Needs Families: The 5 Love LanguagesĀ® for Parents RaisingĀ Children with Disabilities, which she co-authored with Dr. Gary Chapman, was released in August of 2019 and is available at local bookstores, their bookstore website, andĀ at Amazon.

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Time Management Tips from Special Needs Moms, Pt. 2

Time Management Tips from Special Needs Moms, Pt. 2

Time Management Tips from Special Needs Moms, Pt. 2

Time management for parents of kids with special needs is the subject of this two- part DifferentDream.com series. Yesterday, guest blogger Kimberly Drew revealed her favorite time management tips. Today another guest blogger, Rachel Cordeiro, gives details about what helps her use time more effectively and parent her daughter Cami, who is visually impaired and deals with developmental delays due to premature birth.

Time Management Tip #1: Prepare in Advance

Rachel advises parents to prepare as much as possible in advance: lunches & clothes down to shoes, socks & hair bows. She says:

I’ve learned that when I don’t prepare outfits, lunches, etc. the night before, that automatically guarantees the next morning we won’t hear our alarm (and I’m only partly kidding)! I’ve discovered that preparing the night before has also allowed my daughter to be a part of the process.Ā  It’s a lot less stressful for me to ask her what she’d like to wear, allowing plenty of time for her unhurried decisions then to add more stress to a busy morning!

Time Management Tip #2: Keep School Things in the Same Place

Rachel says it helps to keep all school gear in a consistent, easy-to-grab place. Here’s how her family does it:

We keep my daughter’s cane and backpack in the same spot so that we’re not searching for it in the morning.Ā  This also helps her to master independent skills because she knows where to put them (and then retrieve them) every day.

Time Management Tip #3: Meal Planning

Rachel plans meals ahead of time so she knows what’s for supper, even when chaos reigns in the house. She uses an online meal-planning service called 5 Dinners 1 Hour to make the job easier. She likes it for these reasons:

  • It offers easy-to-follow recipes that you can assemble in an hour or less!
  • Meals can be assembled on one day and keep them in refrigerator.
  • Each week’s menu is complete with meals and list of ingredients.
  • Gluten-Free menu options are offered.
  • The cost is $15 for 3 months or $60 for a year.

To learn more about it, go to www.5dinners1hour.com.

Your Time Management Tips?

Now that Rachel and Kimberly have shared their tips, it’s your turn. Please leave them in the comment box so we can all make more time in our days. Thanks!

Time Management Tips from Special Needs Moms, Part One

Do you like what you see at DifferentDream.com? You can receive more great content by subscribing to the quarterly Different Dream newsletter and signing up for the daily RSS feed delivered to your email inbox. You can sign up for the first in the pop-up box and the second at the bottom of this page.

Photo Credit: www.freedigitalphotos.net

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Time Management Tips from Special Needs Moms, Pt. 1

Time Management Tips from Special Needs Moms, Pt. 1

Time Management Tips from Special Needs Moms, Pt. 1

Time management for parents of kids with special needs is the subject of this two- part DifferentDream.com series. Today, guest blogger Kimberly Drew shares time management tips that make it easier to parent her family, including Abbey who has multiple disabilities including cerebral palsy, a seizure disorder, hearing loss, microcephaly, and oral dysphagia.

Time Management Tip #1: Double Up Diapers

When we are going to be out of the house where I can’t easily change Abbey’s diaper, or if we are in the car for a long time, I double the diaper up with a pull-up.Ā  That way, when the inside diaper needs to be changed, I can just take it off and then use the pull up.Ā  It saves time and stress when we are somewhere that makes it more difficult to discreetly change her.

Time Management Tip #2: Avoid Test Drama

Abbey gets blood work andĀ  EEGs regularly.Ā  Once in the office, the technician told me how much easier it is to do the EEG on boys, or if girls have their hair in corn-rows.Ā  It occurred to me that I could take the time to carefully section her hair into tiny pony-tails to eliminate some of the stress of getting the probes to stick to her head. Now that she’s older and won’t sleep through the test, I bring in a portable DVD player for her to watch a movie. Also, for blood work I always make sure that she’s dressed in short sleeves.Ā  If it’s cold, layer up so that you can un-zip the outer layer and get to the veins easily.

Time Management Tip #3: Keep a Phone Call List Handy

I keep a list of phone calls that I need to make in my purse.Ā  If I can, I plan to arrive at appointments or school for pick up just a few minutes early. When everyone’s strapped into a car-seat…no one is pulling on your pant leg.

Time Management Tip #4: Create Emergency Contact List

I keep a pre-written consent form for babysitters and caregivers on my computer. It lists her medical conditions, medications, all of her specialists, her date of birth, social security number, and our insurance information. If we’re going to leave our daughter with someone else, I print it out and sign it.

Time Management Tip #5: Plan Ahead Prescriptions

If you have established a good report with your child’s primary care physician, ask for scripts ahead of time for things you know your child will need. It saves you a phone call, a trip to the doctor, and the stress of waiting for refills until the last minute.

Your Tips?

Maybe Kim’s time management tips brought some of your tips to mind. If so, leave a comment so we can improve how we use our time. And come back tomorrow when guest blogger Rachel Cordeiro will be here with more time management suggestions.

Time Management Tips from Special Needs Moms, Part Two

Do you like what you see at DifferentDream.com? You can receive more great content by subscribing to the quarterly Different Dream newsletter and signing up for the daily RSS feed delivered to your email inbox. You can sign up for the first in the pop-up box and the second at the bottom of this page.

Photo Credit: www.freedigitalphotos.net

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Kimberly grew up and went to college in the small town of Upland, IN. She graduated from Taylor University with a degree in Elementary Education in 2002. While at TU, she married her college sweetheart and so began their adventure! Ryan and Kimberly have four amazing kids on earth (Abigail, Jayden, Ellie, and Cooper), and a baby boy waiting for them in heaven. Their daughter Abigail (Abbey) has multiple disabilities including cerebral palsy, a seizure disorder, hearing loss, microcephaly, and oral dysphagia. She is the inspiration behind Kimberly’s desire to write. In addition to being a stay-at-home mom, Kimberly has been serving alongside her husband in full time youth ministry for almost fourteen years. She enjoys working with the senior high girls, scrapbooking, reading, and music. You can visit Kimberly at her website,Ā Promises and Perspective.

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Tried and True Time Management Tips, Part 2

Tried and True Time Management Tips, Part 2

Tried and True Time Management Tips, Part 2

Time management and parenting kids with special needs is the topic of guest blogger Amy Stout’s two-part series about the time management wisdom she’s gained over the past year. Yesterday in Part One, she shared three ways to adjust her attitude. Today, in Part Two, she explains how to apply some corporate world knowledge to parenting kids with special needs.

Tried and True Time Management Tips, Part 2

I have been out of the corporate business world for about seven years now, but when I was a work-outside-the-home woman, I was neck deep in corporate stuff. One thing that I will ever be grateful for from my time in the corporate world is the year my employer sent every person in my department to Franklin Covey Time Management training. I LOVED it!!Ā  Out of all the trainings I had the privilege of attending in the 10 years at that company, this was by far the most useful and beneficial to not only my work life, but also to my personal life.

These are a few of the things that really stood out to me that I was able to implement in my own life to help me determine what my TRUE role was in all of those relationships.

Focus on the Big Rocks

Basically this was an exercise designed to communicate to us that we need to prioritize what the most important things are. In our lives, we all haveĀ big rocks, and we all haveĀ sand.Ā Big rocksĀ are the things that HAVE to happen (the things that REALLY matter).Ā SandĀ represents all the things that need to be done but that are a little more flexible as to when or how often they are done.

Most people do the sand tasks first. They are small, usually don’t take much time, but after you do several of them all together, you realize that once they are done there isn’t much time or energy left for the things that really matter. However if you do the big rocks FIRST, you find that there are times in-between where you can fill in with the sand projects and everything tends to get done.

These are GREAT visual demonstrations of focusing on the big rocks:

Short Clip
Longer Clip

Begin with the End in Mind

My particular trainer had us make a list of things we wanted to be remembered for should we pass away. This was very insightful to me and helped me pinpoint what should be priorities for me in my life. Once I knew what it was that I wanted to accomplish or value in my life, I was able to build goals and take steps to achieve them. This helped me create a personal mission which in turn helped me focus in how my time should be utilized.

Important vs. Urgent

Defining what of our daily tasks are important vs. urgent helps us to assign a timeline by which they should be completed. This also aids in prioritization.

A Contradiction?

Much of what I wrote above centers on what is best for each individual and I have to admit that, at face value, it seems contradictory to biblical principles of being selfless. The Bible does teach that we are to put others ahead of ourselves, but it never says we are to completely forget about ourselves and our well-being. In fact, God specifically set aside a day of rest because He knew we would need it. He began with the End in Mind… we just need to follow his example.

If we take care of ourselves and utilize our time wisely, we are more refreshed, have a better testimony, and are more useable and better equipped to serve others in a more impactful way. It will be a complement to our personal well-being rather than being a stumbling block to God’s purpose and plans for our life.

Slow Down

Take a deep breath and put a few things down on paper.Ā  Most of us don’t step back and analyze how things are really going. Take a good look at your life and ask Dr Phil’s famous question, ā€œHow’s it workin’ for you?ā€

Analyze what is holding you back or bringing you down. What are areas that you are not being efficient in? What things are making you unhappy? What people are less than encouraging? What things need to be organized? Can you make any scheduling changes? Could you ask for more help and support? What relationships do you need to work on? How can you improve your health and fitness?

Then take ACTIVE Steps to begin to make some positive changes. Don’t just think about it. DO something and track your progress. Ask God for guidance and for help.

These are all things that I will be doing, and I will be your cheerleader here from Iowa!! Don’t live a stagnant life! There is so much of life to be enjoyed. Make the CHOICE to make a difference for yourself and for those you love.

What Are Your Big Rocks?

Has Amy made you identify the big rocks and the sand in your life? Leave a comment about how you hope to implement her advice.

Tried and True Time Management Tips, Part One

Do you like what you see at DifferentDream.com? You can receive more great content by subscribing to the quarterly Different Dream newsletter and signing up for the daily RSS feed delivered to your email inbox. You can sign up for the first in the pop-up box and the second at the bottom of this page.

photo credit:Ā stock.xchng

 

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Amy Stout is a wife, mother, and free-lance writer. You can visit her website atĀ His Treasured Princess.

Author Jolene Philo

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Tried and True Time Management Tips, Part 1

Tried and True Time Management Tips, Part 1

Tried and True Time Management Tips, Part 1

Time management can be a struggle for parents of kids with special needs. Today, guest blogger Amy Stout begins a two-part series about the time management wisdom she’s gained over the past year. In Part One, she shares three ways to adjust her attitude. Tomorrow, in Part Two, she’ll explain how to apply some corporate world knowledge to parenting kids with special needs.

Tried and True Time Management Tips, Part 1

I recently complained to a support group that I coordinate that I never have enough time.

Even when I am at my most efficient, time seems to run short. Part of this is because I spend an insane amount of time being my six-year-old daughter’s personal administrative assistant.Ā  As you are well aware, there is so much paperwork, reporting, and scheduling involved in caring for a child who experiences special needs. I know I am preaching to the choir. You all are in the trenches with us laboring for your loved one to receive the best care possible.

But… sometimes, in addition to the best care, our loved ones also need the best of US. And, if you are anything like me, ME always comes last. That is a problem. A BIG problem. Especially when ME is put out of commission due to health issues because ME didn’t take care of herself.

I am speaking from a place of experience. This little fact became true in my life about a year ago, and I learned a good lesson the hard way. I need to take care of ME with the same devotion and meticulous care in which I give to my loved one who experiences special needs. If I am not at my best, I cannot give my best to my loved one.

So, while the things I will share are not necessarily original with me, they are things that have greatly impacted my view on life and time management AND, in the last year, influenced the care I give to myself. These are just a few things I have benefited from:

We Always Have a Choice

You will hear many people say ā€œI did _______________(fill in the blank) because I had no choice.ā€ The TRUTH is that we always have a choice. Everything is a choice. We don’t HAVE to do anything. However, with every choice there are rewards and consequences. We ā€œget toā€ decide what choices we make, whom we please, what tasks get done, and what is important to us and our families. It is a privilege to determine how we want to spend our time. But, many of us see this as a burden rather than it being freeing. This is all a matter of mindset. We have to change our thinking to give ourselves permission to make the choices we want to make or need to make and then taking responsibility for them.

We Only Get One Life

This is something I tell myself when I feel like I am in a corner and am about to commit to something that I am feeling pressured into or something that I am not completely sold out about. We only get ONE life. We get to choose how we want to live that life or how we want to impact the lives of others by how we live and the choices we make. When we place the fact that time is running out in front of our awareness, it radically changes the pressures that previously we might have felt and helps us to make a decision based on what we really want to do or what we feel is necessary.

It Is Okay to Say NO

Learning to say ā€œnoā€ was one of the most difficult things I ever encountered. It was a process because in my life, everyone always said yes (and were frazzled). I didn’t have a good role model of someone who was confident in saying no. Someone who was not guilt-ridden or who didn’t take on the pain of the world because they felt their ā€œnoā€ was letting someone or some organization down.

It is really important to be honest and truthful—especially in our answers, volunteering, and responses. Each of us is designed differently, and we won’t all have the same interests or passions for service. You need to make the best choice to support ways that you and your time can best be utilized.

It is okay to not be popular for a time because, in the end, you will excel in the areas that you know are a good fit for you and your talents and passions. If you mindlessly sign up for things you are not gifted at, you can be a detriment to that cause and a time waster.
Note: This is NOT a free pass to always stay on the sidelines and never get involved.

What Time Management Lessons Have You Learned

Now that you’ve read what Amy’s learned, it’s your turn to share what you’ve learned about time management lately. Please leave your wisdom in the comment box and come back tomorrow for Part Two of the series.

Tried and True Time Management Tips, Part Two

Do you like what you see at DifferentDream.com? You can receive more great content by subscribing to the quarterly Different Dream newsletter and signing up for the daily RSS feed delivered to your email inbox. You can sign up for the first in the pop up box and the second at the bottom of this page.

 

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Amy Stout is a wife, mother, and free-lance writer. You can visit her website atĀ His Treasured Princess.

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